Health insurance denied
Your health plan said no. Keep the record for what comes next.
A treatment, a test, a prescription or a stay in the hospital, refused. The letter usually gives a reason and the next step. Most of the work from here is paperwork: letters, calls, forms and records from your doctor. Kept in order, with dates, they're much easier to hand to someone who's helping you.
Your claim or request was denied
- The denial letter, the reason it gives, and the date it arrived
- Your plan documents, and the part the decision points to
- Letters and notes from your doctor supporting the treatment
- Every call to the plan: date, who, what was said, any reference number
- Everything you sent, and the date it went
- Bills and explanations of benefits for the same care
Your plan is asking for more
Sometimes it isn't a denial yet. It's a request for records, a form, or a review.
- The request, and the date it arrived
- What you or your doctor's office sent, and when
- Anything you couldn't supply, and why
Health information in a case is handled as set out on the health data privacy page. Only your account can see your case.
How it works
One record, either way round.
Everything in one place. Your own notes, photos, files, emails, pasted texts and voice notes go into one dated register for this case.
Two dates on every entry. When it happened, and when you wrote it down. The second date can’t be changed, not by you and not by us.
Letters for both directions. 84 letters, eight of them written for the person answering. Each one fills in the facts from your record and leaves the ask blank. What you want is yours to write. Nothing is sent for you, and when you send one, it goes back into the record as a dated item.
Emails go into the case. Every case can have its own email address. Once you’ve turned it on with Copy in the case’s “Email it in” box, the emails you write from your case carry it in BCC. Emails you forward from your own sign-in address file themselves; anything else waits in Mail waiting until you check it.
Get an AI to help, if you want to. Copy a ready-made request into your own AI and bring the answer back. When it comes back as a letter draft, BuildMyEvidence checks its dates, amounts, item numbers and names against your record. There is no AI inside BuildMyEvidence.
One case file at the end. A cover, a one-page summary, the contents, then the record, numbered and dated, with every file at the back. The summary page also downloads on its own.
What it costs
Free to build. $59 once, when you want the finished file.
Building the record is free, for as long as you need it. So is reading every page of the case file, downloading any single file, and taking everything out: every file you’ve added, each with its fingerprint. You pay $59 once per case when you want to download the finished case file, the summary page or the itemized packs. No subscription. Nothing renews.
What it won’t do
It won’t tell you what happened, who’s right, or what to ask for. It doesn’t give legal advice. It keeps the record that anyone advising you would want to see.
Questions
- Is there a time limit to appeal?
- Your denial letter should say. Write that date down the day it arrives. BuildMyEvidence doesn't give legal advice on timing.
- My doctor's office is handling it.
- Ask them for copies of what they send, and add each with its date. The record stays yours.
- The bill has already arrived.
- See medical billing. It can live in the same case.
Related
BuildMyEvidence works for any situation where you need a clear, dated record.
Start the record today.
Start your record free. Pay only when you want the finished case file.